Regulated by UMRA Ibanda, Uganda
Bisheshe SACCO
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A cooperative built by the community, for the community

Bisheshe Cooperative Savings and Credit Society Ltd, also known as BISACCO, is a member owned financial cooperative serving Ibanda District and the wider region of western Uganda.

Who we are

Local roots, lasting impact

We exist to help our members save consistently, access fair credit and build better futures for their families. From farmers and traders to teachers and youth, our members are the owners of this society, and every decision we make is guided by their interests.

Operating from our main branch in Ibanda Municipality and offices across the region, we keep financial services close to the people who need them most.

Member owned

Owned and governed by the members it serves.

Licensed and regulated

Supervised by the Uganda Microfinance Regulatory Authority.

Bisheshe SACCO leaders, manager and guest at the Annual General Meeting
Our Vision

Leading the way in Western Uganda

To be a leading, profitable and sustainable SACCO in Western Uganda, empowering its members towards positive economic change and development in all other aspects of life.

Our Mission

Fighting poverty through financial inclusion

To enhance financial services delivery to all our economically active members by increasing savings mobilisation, credit opportunities and income for all their families, in order to fight against poverty.

Our values

The principles that guide us

Integrity

We handle every member's money with honesty and care.

Transparency

Clear terms and fair pricing, with no hidden charges.

Accountability

Accountability and progress stay within the communities we serve.

Excellence

We help members grow their savings, income and livelihoods.

Confidentiality

We protect sensitive information and respect privacy by ensuring that personal, business, and client data is kept secure and shared only with authorized individuals when necessary.

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Branches and field offices
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Loan products
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Members and growing daily
UMRA
Licensed and regulated
Members attending the Bisheshe SACCO Annual General Meeting
Governance

Accountable to our members

Bisheshe SACCO is governed by an elected leadership and a management team that report to members at the Annual General Meeting. This structure keeps us transparent, accountable and focused on the goals of the people we serve.

Regulated for your protection

We hold a no objection to conduct the business of financial services as a SACCO from the Uganda Microfinance Regulatory Authority, under the Tier 4 Microfinance Institutions and Money Lenders framework.

Join a cooperative that works for you

Become a member and share in the growth of your community.

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