Regulated by UMRA Ibanda, Uganda
Bisheshe SACCO
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Become a member of Bisheshe SACCO

Joining is simple and affordable. With your National ID and a one time payment of UGX 28,000, you become a part owner of your cooperative and unlock savings and credit built for you.

Account opening fees

What it costs to join

A single, transparent set of fees to open your individual account. There are no hidden charges.

Entrance feeUGX 5,000
Subscription feeUGX 10,000
Share capitalUGX 10,000
Stationery feeUGX 2,000
NIN verificationUGX 1,000
Total to open an accountUGX 28,000
Requirements

What you need to bring

Have the following ready when you visit a branch to open your account.

  • A photocopy of your National ID
  • Your National Identification Number for verification
  • The account opening fees totalling UGX 28,000
  • A passport photograph where requested

Opening a group or institution account?

Groups and institutions also need to provide a written resolution authorising the account. Talk to us and we will guide you.

The process

How to join in four steps

1

Visit a branch

Come to any Bisheshe SACCO branch or office with your National ID.

2

Complete the form

Fill in a short membership form with the help of our staff.

3

Pay the fees

Pay the UGX 28,000 opening fees and receive your account details.

4

Start saving

Make your first deposit and register for MSACCO mobile banking.

Member benefits

What you gain as a member

Affordable credit

Access loans from 3% per month across eight loan products as your savings grow.

Financial training

Practical guidance on saving, budgeting and growing your business or farm.

Member rewards

Take part in member promotions such as the Chamuka savings promotion.

Open your account today

It takes just a National ID and UGX 28,000 to begin. Visit a branch or reach out and we will help you get started.

Find a BranchTalk to us