Regulated by UMRA Ibanda, Uganda
Bisheshe SACCO
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Home Savings & Deposits

Save with purpose, grow with confidence

Whether you are saving for school fees, a business goal or a rainy day, we have a safe, member owned account that helps your money work harder for you.

Savings accounts

Choose the account that fits your goal

Ordinary Savings Account

Your everyday savings account. Deposit and withdraw as you need, build a saving habit, and qualify for loans as your savings grow.

  • Deposit any time at a branch, agent or by phone
  • Builds your eligibility for affordable loans
  • Safe and supervised under UMRA

Fixed Deposit Account

UGX 100,000minimum deposit

Lock away your savings for an agreed period and earn a stronger return. There is no upper limit on what you can fix.

  • Minimum amount of UGX 100,000
  • Maximum amount is open
  • Earns more than an ordinary account

Junior Account

Start your children early. A safe account that helps parents save for school fees, future needs and good money habits.

  • Opened and managed by a parent or guardian
  • Ideal for saving towards education
  • Teaches children the value of saving

Group & Institution Savings

Open an account for your savings group, association or institution and pool resources towards shared goals.

  • For groups, associations and institutions
  • Opened with a written group resolution
  • Access to group loan products

Christmas Savings

Save through the year for the festive season and the new year. Put money aside little by little and receive it when you need it most.

  • Plan ahead for Christmas and January expenses
  • Save any amount, any time of year
  • Paid out in time for the festive season

Joint Account

Save together as a couple, family or business partners, with shared access agreed between the account holders.

  • Held by two or more people
  • Ideal for couples and partners
  • Operated as agreed by the holders
Plan your savings

Savings goal calculator

See how your savings can grow with a regular monthly deposit. Move the sliders to set your plan.

Start saving today
Projected savings
UGX 0
2 years
Monthly depositUGX 0
Number of deposits0 deposits

Figures show your total contributions and are for planning only. Your savings remain yours and can also earn returns through a fixed deposit.

Bisheshe SACCO members at a community savings event
Why save with Bisheshe

Your savings stay in your community

As a member owned cooperative, the money you save is put to work funding the loans, farms and businesses of your fellow members, right here in Ibanda and Kamwenge.

Safe and supervised

We operate under the Uganda Microfinance Regulatory Authority.

Save from your phone

Deposit through MSACCO on MTN and Airtel without visiting a branch.

Unlock affordable credit

Regular savings build your eligibility for loans from 2% per month.

Open a savings account

Start saving from UGX 28,000 today

Bring your National ID to any branch, or reach out and we will guide you through opening your account.

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